IPF is a global financial services operator, helping millions of people who often find it difficult to get credit from banks to be included in the financial system. And in doing so, we are delivering on our clear purpose to build a better world through financial inclusion. We are advancing as a modern, multi-product, multi-channel and digitally-enabled business, offering a unique and expanding choice of affordable financial products and value-added services to our customers. We are committed to accompanying them throughout their financial journey while fostering loyalty through excellent experience and delivering a more secure tomorrow for everyone we serve.
profit before tax
+8.4%
pre-exceptional earnings per share
+11.5%
dividend per share
+12.0%
net zero target approved
total community investment
colleagues trained in 2023
*at constant exchange rates
Our relentless focus on meeting our customers’ needs combined with strong cost control and good capital management drove a very positive financial and operational performance in 2023.
Read CEO review
I am delighted to report another year of strong operational and financial performance, reflecting our commitment to our simple but compelling purpose.
Once again, we have delivered a strong set of results in 2023, through a disciplined approach to growth and tight cost control. We continue to make good progress towards our financial model targets.
Read CFO's financial review