The credit cards are distributed and instalments repaid through our customer representatives so the process is familiar and well-liked by our customers. They can either receive their cash loan through their customer representative, withdraw it from an ATM or use the card to make in-store and online purchases up to their credit limit. All transactions need be repaid within 11 months so our customers can keep on track. There are no fixed fees or penalty fees applied.
As repayments are made, these open up more credit options for customers if they want to take advantage of them. The credit card is valid for four years, with the credit limit reviewed each year.